The sellers are offering 3% toward closing costs or a rate buydown. At $459,000, that’s $13,770 to work with. Here’s what that looks like for a buyer putting 5% down at today’s rates of about 7.4%.
Biggest payment relief in the first two years — useful while rates are high and you’re getting settled.
The full credit permanently lowers the rate. Best long-term value if you plan to stay or don’t expect to refinance quickly.
Use the full credit toward lender fees, title, prepaid items — and keep more of your own cash on hand after the keys are yours.
For comparison: taking the same $13,770 as a price reduction instead would save only about $90/month. Rates are the hurdle for most buyers right now — this goes after the monthly payment directly.
Estimates based on 5% down, $435,550 loan at ~7.4%. Actual savings depend on loan type, lender, and lock date. Have your lender run the exact figures for your scenario.
Ask About Your NumbersPhotos • 3D tour • Floor plan — use the tabs inside the viewer to switch between views.
This 1948 brick Colonial brings classic character and thoughtful updates together across three finished levels. The main level offers original hardwood floors, a gas fireplace in the living room, a sitting room with built-ins and a bay window, separate dining room, and a kitchen updated in 2021. Three bedrooms and a full bath are upstairs; the fully finished basement adds a recreation room, bonus room, second full bath, and dedicated laundry—approximately 2,046 finished square feet in all.
The sellers have already addressed the updates that cost the most: 200-amp electrical service, updated kitchen and bath plumbing, newer water heater, and a replaced exterior A/C unit. The roof is approximately 6–10 years old (replaced by the previous owner). Out back: a fully fenced yard with mature shade trees, raised garden beds, a multi-level brick patio, and a storage shed—built for people who actually use their yard.
The sellers are helping buyers bridge today’s rates: they’re offering 3% toward closing costs or a rate buydown. Pre-offer inspections welcome. Financing: Cash, Conventional, FHA, VA.
Plumbing & Updates
(Prev. Owner, Est.)
Service
& Water Heater
It's the kind of town where you wave to your neighbors, join a club you didn't even know you needed, and somehow end up volunteering at the next block party. From the Community Market to Cheverly Day, there's always something happening.
The Metro's just about a mile away, so getting into DC is easy. And when it's time to stock up, you've got Aldi, Wegmans, Lidl, Yes Organic Market, Whole Foods, Harris Teeter, and MOM's all relatively close by.
Need to hit Baltimore, Annapolis, or even "downee ocean, hun"? You're right off 295 and Route 50, so you can be on your way in minutes.
Schools: Gladys Noon Spellman (Elementary) • Ellen Ochoa (Middle) • Bladensburg (High)
Ask about scheduling a showing, the rate buydown options, or anything else about the home.
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